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Ratings Associate

Employer
Moody's Corporation
Location
Borough, South East London, United Kingdom
Salary
Competitive Salary
Closing date
Feb 13, 2024

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Job Role
Other
Sector
Finance
Contract Type
Permanent
Hours
Full Time
Primary Location

London - One Canada Square (38000)

Role/Responsibilities

Portfolio Management & Credit Quality

Working with lead analysts by performing day-to-day credit analysis related to ratings, research, presentations, and investor outreach. Examples of analytical work may include:
  • Reviewing financial documents and charts, analyzing data and financial documents, building and updating financial forecasts, and writing analytical commentary in accordance with Moody's methodologies.
  • Assisting with proprietary models and new financial projections as applicable, identifying trends in data, and applying analytical skills and judgment to form well-reasoned credit conclusions.
  • Developing a working knowledge of credit fundamentals through a review of components such as transaction documentation, cash flow analysis, or loss allocation rules.
  • Performing analytical tasks related to portfolio reviews and other credit projects.
  • Developing a working knowledge of Moody's methodologies and credit rating standard processes, and applying these with guidance from lead analysts.
  • Collaborating with lead analysts in preparing the first draft of rating committee memos.
  • Developing the ability to understand and identify key factors that affect issuer credit ratings. Interpreting and analyzing financial data and other credit inputs provided by internal and external parties.
  • Monitoring credit quality and issuer and/or industry trends by following market developments and relevant news events, analyzing issuer reporting (including, in some rating groups monitoring and attending earnings calls), and engaging with issuers directly for follow-up clarification and information.
  • Attending and participating in rating committee meetings, including, offering analysis and opinion where appropriate. Preparing credit estimates analysis used to assess elements of credit risk in certain rated transactions.

Research, Investor Outreach & Market Interaction
  • Contributing to the first draft of core research (such as credit opinions, issuer and sector comments, press releases, pre-sale, and new issue reports) in collaboration with lead analysts.
  • Contributing to research strategy, including idea generation and preliminary drafting, and adhering to Moody's research standards.
  • Attending investor briefings and issuer meetings as required; helping prepare presentation materials in some cases; arriving prepared to engage in discussions.
  • Building positive relationships with issuers displaying initiative to understand the issuer's business and proactively responding to issuer inquiries.

Credit Administration
  • Operating applicable ratings and research systems and using software specific to the rating group.
  • Demonstrating sound understanding and judgment in applying Moody's processes, documentation standards, and standard processes, and adhering to all laws and policies.

Coaching & Guidance
  • Providing guidance in the delegation of work to the data processing team.
  • Actively handling workload pipeline to provide sufficient time for completion. Seeking guidance from the manager where needed to resolve how to prioritize work.
  • Providing feedback to the manager on the quality and accuracy of work produced by the data processing team, while providing constructive and proactive feedback.

Risk Identification and Escalation
  • Ensure compliance with applicable laws, regulations, policies, and procedures to certify relevant key codes as required. Complete mandatory required training in a timely manner.
  • Awareness of Moody's risk management approach.
  • Increase awareness of cyber risks and avoidance of vulnerabilities e.g., e-mail use (phishing malware).
  • Ensure high quality of work free errors.

Job Req ID

33247BR

Line of Business

RRS (RRS)

Regulatory Region

GBR

Securities Trading Policy (STP)

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.

MIS Region

EMEA

Entity

Moody's Investors Service (MIS)

Posting Title

Ratings Associate - Project Finance

EEO Policy

Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

City

London

Qualifications
  • Minimum undergraduate/first-level degree (e.g. Bachelor's Degree, or equivalent qualifications) with strong academic performance (in the US, minimum GPA of 3.0).
  • Some relevant experience (including internships) is preferred.
  • Excellent verbal, written communication, and interpersonal skills.
  • Proficient in MS Excel, Word, and PowerPoint
  • Proactive and able to work effectively in a collaborative team environment.
  • Strong organization skills, analytical thinking, and attention to detail.
  • Ability to adapt to a changing environment and prioritize tasks accordingly.
  • Some understanding of fixed income markets and/or credit knowledge is preferred.

Additional Experience / Qualifications:
  • Accounting knowledge with a strong focus on financial analysis (e.g. through coursework, CFA or equivalent, or relevant work experience is preferred.

Education:
  • Finance and accounting background preferred.

Regular/Temporary

Regular

Position Type

Early

Working at Moody's

Moody's is a developmental culture where we value candidates who are willing to grow. So, if you are excited about this opportunity but don't meet every single requirement, please apply! You may be a perfect fit for this role or other open roles.

Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions.

At Moody's, we're taking action. We're hiring diverse talent and providing underrepresented groups with equitable opportunities in their careers. We're educating, empowering and elevating our people, and creating a workplace where each person can be their true selves, reach their full potential and thrive on every level. Learn more about our DE&I initiatives, employee development programs and view our annual DE&I Report at moodys.com/diversity

Full / Part Time

Full-Time

LOB/Cost Center

The Ratings Associate (RA) will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The Ratings Associate will perform an evaluation of credit risk by integrating credit risk inputs prepared by internal and external parties. In conducting credit analysis for their assigned credits, transactions, or credit reviews. The Ratings Associate is expected to participate in rating committee discussions and interact with issuers and other market participants, in collaboration with lead analysts.

The RA role is integral to Moody's focus on ratings accuracy, research, and market outreach. The RA role will typically focus primarily on one rating group, with the potential for cross-training in and/or working for other rating groups.

Experience Level

Campus

Primary Location Code

38000

Job Category

Graduate & Interns

Job Sub Category

Graduate & Interns

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