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Manager, Credit Evaluation - Agric

Employer
Standard Bank Group
Location
Rosebank, Carluke, United Kingdom
Salary
Competitive Salary
Closing date
Feb 13, 2024

View more

Job Role
Manager
Sector
Finance
Contract Type
Permanent
Hours
Full Time
Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We're passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

To ensure the effective value adding risk management of Credit Evaluation, managing and enhancing the approval of credit applications for Agric Business Banking customers within acceptable parameters, in order for Business Banking and Commercial Banking, to achieve asset growth targets, whilst maintaining a quality-lending book, through judicious, product and system development and effective management.

Qualifications

Minimum Qualifications

Type of Qualification: First Degree

Field of Study: Chartered Accountant, BSc Agric Economics, Post graduate degree in Commerce / Business

Experience Required

Credit Risk - BCB

3+ years of Corporate and/or Investment Banking related experience plus a strong understanding of business principles, practices and Agriculture.

OR

5-7 years Commercial & Business Banking Credit experience.

A good knowledge of accounting, economics, commercial law, business valuations and cash flow analysis. Sound knowledge of collateral, Commercial & Business Banking suite of lending products, systems and procedures. Understanding of various agricultural sub-sectors within the Commercial & Business Banking segment including the impact of fluctuating market conditions and associated risk factors across key industries and sectors. A sound understanding and appreciation of credit evaluation principles, risk management practices, reporting, governance and credit policies.

Additional Information

Behavioral Competencies:
  • Articulating Information
  • Embracing Change
  • Examining Information
  • Exploring Possibilities
  • Interacting with People
  • Making Decisions
  • Providing Insights

Technical Competencies:
  • Product and Services Knowledge
  • Product Development
  • Risk Management
  • Stakeholder Management
  • Strategic Alignment & Execution
  • Strategic Planning and Reporting

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