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SL Initiative-Credit Officer - Medinipur

Employer
HDFC Bank Limited
Location
East Medinipur Medinipur West Bengal, West Bengal, India
Salary
Competitive Salary
Closing date
Feb 15, 2024

View more

Job Role
Other
Sector
Finance
Contract Type
Permanent
Hours
Full Time
Group Company: HDFC Bank Limited

Designation: SL Initiative-Credit Officer (230_1942_100145)

Office

Location:
Jhargram Medinipur (Branch)

Position description:

Providing support to branch profitability by Client acquisition, financial Literacy, account opening & credit scrutiny.

Primary

Responsibilities:

  • Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check.
  • Update BET details / findings in BET tool, this also includes
  • Appraise credit manager / RM of any ring leaders, dummy customers and possible fraud events identified during field activities for necessary action.
  • Physical File Verification with system / Mobile APP - Cross checking of entry done in system with application form details of each member via KYC detail, family details, existing loan details&activity
  • Entering visit details on a day to day basis in SLI Officer Monitoring System/or any other system/ Mobile APP.


Additional

Responsibilities:

  • Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager.
  • Cross Verification of certain track from different MFIs on case to case basis.
  • Accompanying Credit Manager for post disbursement visits, if required
  • Advance planning with business team on groups to be visited per week.
  • Feedback to Credit Manager about geography, negative area, com competition presencepetition presence, customer quality, market trends in terms of launch of new products by
  • customer quality, market trends in terms of launch of new products by competitors, change in their sourcing / appraisal process etc.
  • Other activities such as post approvals visits, recovery visits along with sales Officer, preparation of MIS or any other as informed time to time.


  • Academic score: Pass

Required work experience
  • Industry: BFSI/Insurance
  • Role: Fresher/Sales
  • Years of experience: 0 to 1

Required Skills:

1. Honesty & integrity

2. Hard & smart working

3. Go getter attitude

4. Ability to convince & influence

5. Good observation skills

6. Communication & inter-personal skills

Other details
  • Contract Types: PERMANENT

Skills: Honesty, Integrity, Communication, Hard, Influence, Smart Working

Experience: 0.00-1.00 Years

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