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SL Initiative-Credit Officer - Medinipur

HDFC Bank Limited
East Medinipur Medinipur West Bengal, West Bengal, India
Competitive Salary
Closing date
Feb 15, 2024

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Job Role
Contract Type
Full Time
Group Company: HDFC Bank Limited

Designation: SL Initiative-Credit Officer (230_1942_100145)


Jhargram Medinipur (Branch)

Position description:

Providing support to branch profitability by Client acquisition, financial Literacy, account opening & credit scrutiny.



  • Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check.
  • Update BET details / findings in BET tool, this also includes
  • Appraise credit manager / RM of any ring leaders, dummy customers and possible fraud events identified during field activities for necessary action.
  • Physical File Verification with system / Mobile APP - Cross checking of entry done in system with application form details of each member via KYC detail, family details, existing loan details&activity
  • Entering visit details on a day to day basis in SLI Officer Monitoring System/or any other system/ Mobile APP.



  • Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager.
  • Cross Verification of certain track from different MFIs on case to case basis.
  • Accompanying Credit Manager for post disbursement visits, if required
  • Advance planning with business team on groups to be visited per week.
  • Feedback to Credit Manager about geography, negative area, com competition presencepetition presence, customer quality, market trends in terms of launch of new products by
  • customer quality, market trends in terms of launch of new products by competitors, change in their sourcing / appraisal process etc.
  • Other activities such as post approvals visits, recovery visits along with sales Officer, preparation of MIS or any other as informed time to time.

  • Academic score: Pass

Required work experience
  • Industry: BFSI/Insurance
  • Role: Fresher/Sales
  • Years of experience: 0 to 1

Required Skills:

1. Honesty & integrity

2. Hard & smart working

3. Go getter attitude

4. Ability to convince & influence

5. Good observation skills

6. Communication & inter-personal skills

Other details
  • Contract Types: PERMANENT

Skills: Honesty, Integrity, Communication, Hard, Influence, Smart Working

Experience: 0.00-1.00 Years

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