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Credit Risk Analyst profiles for a BANK

Employer
One March India
Location
Mumbai Mumbai City Maharashtra, Maharashtra, India
Salary
Competitive Salary
Closing date
Feb 12, 2024

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Job Role
Credit Control
Sector
Finance
Contract Type
Permanent
Hours
Full Time
A thorough analysis of financial statements and credit process notes put up by the business team including new requests, change requests and refinancing.
Confirming the Internal Credit Risk Rating of the borrower as per the CRM policy of the bank
Coordinating with credit hubs and understanding the risk associated with the proposals.
Preparing risk vetting reports based on the credit process note and submit to the lead credit risk/ Head Credit Risk
Review of rating outlook of high value borrowers as per CRM policy of the bank
Highlighting risk elements in Proposals submitted for preliminary discussion (NBG)
Contributing towards credit risk models fine tuning
Keep up to date with the company's lending protocols
Develop and prepare spreadsheets and models to support analysis of new and existing credit applications

Competencies Required
Strong proficiency in MS Office and general computer use
Experience in SME and Corporate credit processing in banks would be an added advantage
Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision
Strong attention to detail and ability to notice discrepancies in data
Impeccable understanding of financial statements, financial ratios

Candidate with 3-6yrs exp
Bcom,Mcom,CA,CFA,MBA.ICWA

Skills: Corporate Credit, Corporate Credit Analysis

Experience: 3.00-9.00 Years

Education: Chartered Accountancy (C.A), Master OF Business Administration (M.B.A), ICWA (CMA)

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